Companies · Insurtech

OKO

Africa · Insurtech

Diligence memoA one-page analyst read on OKO — recommendation, valuation, rhythm, risks.
$1.2M
Total raised · real
1
Rounds
Latest step-up
Top 38%
Sector rank · raised
Seed
Latest stage · inferred · Thu Apr 22 2021 00:00:00 GMT+0000 (Coordinated Universal Time)

OKO has raised $1.2M over 1 round; too few niche peers to rank its valuation yet.

Synthesized from the figures below est. — every claim rests on a number shown on this page. Valuation uses the insurtech sector profile.

Analyst read est. — computed against this company's niche peers in the same era. Inputs shown; not a quoted figure.

Dormant
  • Last raise 5.2 yr ago; this sector typically re-raises about every 18 months.
  • Only one round on record and long silent — often defunct, acquired, or gone quiet.
Where it sits in Insurtech

OKO is one of 16 Insurtech companies tracked from Africa. By capital raised it ranks mid-pack (ahead of 63% of sector peers), and mid-pack by modeled valuation est..

Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.

Malian insurtech startup OKO, which aims to provide smallholder farmers with financial security, has raises US$1.2 million in seed funding for expansion into more African countries.

Malian insurtech startup OKO, which aims to provide smallholder farmers with financial security, has raises US$1.2 million in seed funding for expansion into more African countries.

insurtech

As reported in public records reported — not modeled.

ML
Jurisdiction
Amount raised vs valuation, by round

Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.

Amount raised · realModeled valuation · estCumulative funded · real
$0$13M$25M$38M$50MSeed · 2021-04-22 Raised $1.2M (real) Modeled valuation $23M (est)$1.2M$23MSeed2021

The line shows cumulative reported funding over the period; + labels show new capital added between points when there is room. Toggle on-bar figures, plus the niche-peer and market averages, to read this company against its cohort. Benchmarks are modeled medians.

Financing ladder & sequence gaps
Seed$1.2M · 2021

Stages are modeled from round size (public records carry no series label). No record for: Pre-Seed — the company may have raised it under a different exemption, merged it into an adjacent record, or skipped it. Sequence completeness: 50%.

Modeled valuation trajectory
$23.0M
Base estimate est.
$1.1M
Conservative case
$145.3M
Upside case
$6.0M
Modeled post-money

Round size and date are reported; the stage label is inferred from round size (latest is Seeda $1.0M–$4.0M round). Valuation is modeled from stage benchmarks scaled by the insurtech sector profile. Directional, not a quoted figure.

Not enough modeled valuation points to chart a trajectory.

Model inputs · modeled:benchmark-stage-stepup-v1
20%
Dilution assumption
Implied ownership sold in the financing.
39%
Survival probability
18% low · 61% high
1.55×/yr
Annual markup
2.03×/yr upside case
5.2 yr
Elapsed time used
5.2 yr actual, capped for stale marks
insurtech
Sector profile
Adjusts growth and survival by industry.
Financing rhythm
Avg between rounds
Capital velocity
5.2 yr
On record since
2021
First round
1
Rounds on file
How it compares to the market

Benchmarked against 16 companies in Insurtech. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.

Total raised — vs sector median (real $, all stages) 1.0× above median
This company$1.2M
Sector median$1.2M
Latest round — vs other Seed rounds in sector (real $, this stage) 0.7× of median
This company$1.2M
Sector median$1.8M
Modeled value — vs sector median (estimate, all stages) 1.1× above median
This company$23.0M
Sector median$20.5M

Raised more than 63% of sector peers (real $). Modeled value above 63% of peers (estimate).

Niche peers — same stage & era

A tighter cohort than the sector chart above — only companies at the same stage (Seed) that last raised in the same ~3-year era, ranked by modeled value est. (not money raised). This is the exact set the analyst read compares against, so a like-for-like cohort is what makes "over/under-valued" meaningful.

This companyCohort peer
$10.0M$100.0M$1.0M$10.0MCapital raised (log)Root · Seed Raised $3.0M · modeled $44.9M (est)Naspers Foundry · Seed Raised $2.3M · modeled $39.6M (est)Turaco · Seed Raised $1.2M · modeled $32.8M (est)OKO (this company) Raised $1.2M · modeled $23.0M (est)OKO
CompanyStageRaised · realValue · estvs peer med.
RootSeed$3.0M$44.9M1.24×
Naspers FoundrySeed$2.3M$39.6M1.09×
TuracoSeed$1.2M$32.8M0.91×
OKO this companySeed$1.2M$23.0M0.64×
Full financing history

Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.

StageAmount · realAnnouncedPost-money · estValue · estConf.
Seed$1.2M2021-04-22$6.0M$23.0M45%
What happened at each round

Step-up, pace versus the sector's normal cadence, and revenue/exemption moves — read straight from the reported round facts reported.

  1. Seed$1.2M2021-04-22
    • First recorded raise — entered as Seed.
Intelligence
Modeled next raise
$1.9M
Modeled next size est.range $1.2M$3.1M
Last step-up
Capital velocity

Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.

Registry & provenance

OKO is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.

United States
Country of record
ML
Jurisdiction
Similar companies

Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.

CompanySectorStageRaised · realValue · estWhy similar
TuracoInsurtechSeed$1.2M$32.8Msame sector · same stage
Naspers FoundryInsurtechSeed$2.3M$39.6Msame sector · same stage
RootInsurtechSeed$3.0M$44.9Msame sector · same stage
MyCover.aiInsurtechPre-Seed$1.3M$9.1Msame sector
Nice DeerInsurtechPre-Seed$1.0M$12.7Msame sector
True Insurtech Solutions LlcInsurtechPre-Seed$1.0M$5.8Msame sector
ETAPInsurtechPre-Seed$1.5M$20.5Msame sector
Inclusivity SolutionsInsurtechSeries A$1.6M$34.7Msame sector
Frequently asked
How much funding has OKO raised?
OKO has raised approximately $1.2M in disclosed capital across 1 recorded financing round, aggregated from public filings.
What is OKO's estimated valuation?
Provath's modeled valuation for OKO is approximately $23.0M (modeled range $1.1M–$145.3M). This is an algorithmic estimate derived from round sizes and same-niche peers — not a quoted or reported figure.
What funding stage is OKO at?
OKO's latest modeled financing stage is Seed. Its most recent recorded round closed around Thu Apr 22.
What does OKO do and where is it based?
OKO operates in the Insurtech sector, based in Africa. Malian insurtech startup OKO, which aims to provide smallholder farmers with financial security, has raises US$1.2 million in seed funding for expansion into more African countries.
Explore related

See where OKO sits in the wider market — its sector, location and stage cohorts, each with their own leaderboards and capital-flow timelines.

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